{"changes":[{"companyHref":"/c/novacredit-com","date":"2026-09-24","documentUrl":"https://www.ycombinator.com/companies/nova-credit","domain":"novacredit.com","fact":"provenance:existence","name":"Nova Credit","new":{"publisher":"Y Combinator","status":"sourced","url":"https://www.ycombinator.com/companies/nova-credit"},"old":{"publisher":"novacredit.com","status":"self-reported","url":"https://novacredit.com"},"publisher":"Y Combinator","reason":null,"retrievedAt":"2026-09-17","slug":"novacredit-com","status":"sourced","url":"https://whoraisedwhat.com/c/novacredit-com"}],"country":"US","description":"Nova Credit aggregates consumer credit and income data from 26 sources including international bureaus, bank aggregators, and payroll systems for underwriting. It serves banks, credit unions, fintechs, and auto lenders, with clients like HSBC and SoFi. Cash-flow and cross-border data let lenders assess thin-file applicants.","domain":"novacredit.com","employees":null,"founded":2016,"fundingTotalQuarantined":false,"githubOrg":null,"githubStars":null,"industry":"fintech","investors":["index-ventures"],"lat":37.787936,"lng":-122.40752,"location":"San Francisco, USA","name":"Nova Credit","rounds":[{"amountQuarantined":false,"amountUsd":35000000,"currency":"USD","date":"2025-10-14","investors":["index-ventures"],"leadInvestor":"index-ventures","source":{"fact":"round","publisher":"vc-portfolio","retrievedAt":"2026-09-25","status":"attributed","url":null},"status":"attributed","type":"series-d+","url":null}],"slug":"novacredit-com","sources":[{"fact":"round","publisher":"vc-portfolio","retrievedAt":"2026-09-25","status":"attributed","url":null},{"fact":"existence","publisher":"Y Combinator","retrievedAt":"2026-09-17","status":"sourced","url":"https://www.ycombinator.com/companies/nova-credit"},{"fact":"description","publisher":"novacredit.com","retrievedAt":"2026-09-25","status":"self-reported","url":"https://novacredit.com"}],"stage":"series-b+","techStack":["amazon cloudfront","amazon s3","amazon web services","contentful","gatsby","react","webpack"],"totalRaisedUsd":150000000,"updatedAt":"2026-09-25"}