companies / monzo-com
Generated UTC · publication cutoff 2026-11-09
Monzo reported a historical post-money valuation of GBP 4,000,000,000 on 2024-03-05 (source qualifications apply).
post-money the company’s valued at £4 billion ($5 billion)
£340 million ($430 million)
Monzo reported actual ttm revenue of GBP 834,831,000 for 2023-04-01–2024-03-31 (source qualifications apply).
Unaudited 12 month period ended 31 March 2024
£'000
Revenue
834,831
Reported sector: banking (disclosed 2024-07-19).
At Monzo, we want to make money work for everyone and we believe we aren’t achieving our mission if we don’t help our customers buy their first home and feel empowered to understand their mortgage better. Mortgages are often a person’s single biggest expense so we want to help in these important moments. We’re the only bank in the UK that allows you to see your mortgage , irrespective of your lender, in your banking app.
Economic date 2024-03-05 · historical disclosure
GBP 4,000,000,000
post-money the company’s valued at £4 billion ($5 billion)
Issuer-reported headline valuation. Exact held March round matched by the explicitly stated USD 430m funding. Economic announcement date is March 5; legacy round key March 1 is retained.
post-money the company’s valued at £4 billion ($5 billion)
£340 million ($430 million)
Economic date 2024-03-05 · historical disclosure
GBP 3,600,000,000
pre-money valuation of £3.6 billion ($4.6 billion)
Issuer-reported headline valuation. Exact held March round matched by the explicitly stated USD 430m funding. Economic announcement date is March 5; legacy round key March 1 is retained.
pre-money valuation of £3.6 billion ($4.6 billion)
£340 million ($430 million)
4.79×
Post-money valuation 2024-03-05 · GBP 4,000,000,000
ttm revenue 2023-04-01–2024-03-31 · GBP 834,831,000
Retrospective comparison, independent of latest valuation; revenue may end or be published later.
Reported post-money valuation: GBP 4,000,000,000 on 2024-03-05 (historical; held round 2024-03-01 · growth). Issuer-reported headline valuation. Exact held March round matched by the explicitly stated USD 430m funding. Economic announcement date is March 5; legacy round key March 1 is retained.
post-money the company’s valued at £4 billion ($5 billion)
£340 million ($430 million)
Reported pre-money valuation: GBP 3,600,000,000 on 2024-03-05 (historical; held round 2024-03-01 · growth). Issuer-reported headline valuation. Exact held March round matched by the explicitly stated USD 430m funding. Economic announcement date is March 5; legacy round key March 1 is retained.
pre-money valuation of £3.6 billion ($4.6 billion)
£340 million ($430 million)
Reported ttm revenue: GBP 834,831,000 for 2023-04-01–2024-03-31. Unaudited actual 12-month comparative; GBP thousands × 1,000. Published in 2025, after the valuation. The £880m headline covers 13 months and is excluded.
Unaudited 12 month period ended 31 March 2024
£'000
Revenue
834,831
Reported sector: banking (disclosed 2024-07-19).
At Monzo, we want to make money work for everyone and we believe we aren’t achieving our mission if we don’t help our customers buy their first home and feel empowered to understand their mortgage better. Mortgages are often a person’s single biggest expense so we want to help in these important moments. We’re the only bank in the UK that allows you to see your mortgage , irrespective of your lender, in your banking app.
verified=2026-06-02 json
| total_raised | 430,000,000430.0M | ○ |
|---|---|---|
| founded | null | |
| hq | London | |
| industry | banking | monzo.com · retrieved 2026-10-19At Monzo, we want to make money work for everyone and we believe we aren’t achieving our mission if we don’t help our customers buy their first home and feel empowered to understand their mortgage better. Mortgages are often a person’s single biggest expense so we want to help in these important moments. We’re the only bank in the UK that allows you to see your mortgage , irrespective of your lender, in your banking app. published 2024-07-19 Published on: 19 July 2024 |
| stage | series-b+ |
Monzo runs a UK digital bank with current accounts, business accounts, savings, and lending products served entirely through its mobile app. UK retail customers and small businesses use Monzo for everyday banking instead of legacy high-street banks. Monzo holds a full UK banking license and is regulated by the PRA and FCA.
No cited completed company acquisition recorded.
Dated disclosures. Customer relationships and classifications are historical; ARR is separate from revenue.
| metric / scope | disclosure | date / period | citation |
|---|---|---|---|
| sector | banking | disclosed 2024-07-19 | monzo.com · retrieved 2026-10-19At Monzo, we want to make money work for everyone and we believe we aren’t achieving our mission if we don’t help our customers buy their first home and feel empowered to understand their mortgage better. Mortgages are often a person’s single biggest expense so we want to help in these important moments. We’re the only bank in the UK that allows you to see your mortgage , irrespective of your lender, in your banking app. published 2024-07-19 Published on: 19 July 2024 |
| disclosed revenue | GBP 834,831,000 | 2023-04-01–2024-03-31 · ttm | monzo.com · retrieved 2026-10-18Annual Report and Accounts 2025, PDF/printed page 24, consolidated profit and loss, 12-month March 2024 comparative column Unaudited 12 month period ended 31 March 2024 £'000 Revenue 834,831 published 2025-06-02 Unaudited actual 12-month comparative; GBP thousands × 1,000. Published in 2025, after the valuation. The £880m headline covers 13 months and is excluded. |
At Monzo, we want to make money work for everyone and we believe we aren’t achieving our mission if we don’t help our customers buy their first home and feel empowered to understand their mortgage better. Mortgages are often a person’s single biggest expense so we want to help in these important moments. We’re the only bank in the UK that allows you to see your mortgage , irrespective of your lender, in your banking app.
| economic date | held round | basis / native amount | source |
|---|---|---|---|
| 2024-03-05 | 2024-03-01 · growth | post-money GBP 4,000,000,000 | monzo.com · retrieved 2026-10-18Opening company announcement only; funding and valuation paragraphs. User replies excluded. post-money the company’s valued at £4 billion ($5 billion) £340 million ($430 million) published 2024-03-05 Issuer-reported headline valuation. Exact held March round matched by the explicitly stated USD 430m funding. Economic announcement date is March 5; legacy round key March 1 is retained. |
| 2024-03-05 | 2024-03-01 · growth | pre-money GBP 3,600,000,000 | monzo.com · retrieved 2026-10-18Opening company announcement only; funding and valuation paragraphs. User replies excluded. pre-money valuation of £3.6 billion ($4.6 billion) £340 million ($430 million) published 2024-03-05 Issuer-reported headline valuation. Exact held March round matched by the explicitly stated USD 430m funding. Economic announcement date is March 5; legacy round key March 1 is retained. |
post-money the company’s valued at £4 billion ($5 billion)
£340 million ($430 million)
| date | type | amount | lead | src |
|---|---|---|---|---|
| 2024-03-01 | seed | 430,000,000430.0M | null | ○ |
| investor | src |
|---|---|
| CapitalG | ○ |
| ICONIQ | ○ |
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| fact | status | src |
|---|---|---|
| Seed, $430.0M | attributed | ○ |
| Investor CapitalG | sourced | WEB |
| Investor ICONIQ | sourced | WEB |
| existence | self-reported | WEB |
| description | self-reported | WEB |
| date | fact | change | src |
|---|---|---|---|
| 2026-09-30provenance_investor_capitalg: unknown → sourced, WEB 2026-09-30 | provenance_investor_capitalg | unknown → sourced | WEB 2026-09-30 |
| 2026-09-29provenance_investor_iconiq: unknown → sourced, WEB 2026-09-29 | provenance_investor_iconiq | unknown → sourced | WEB 2026-09-29 |
Records begin 2026-09-24. all_changes
post-money the company’s valued at £4 billion ($5 billion)
Issuer-reported headline valuation. Exact held March round matched by the explicitly stated USD 430m funding. Economic announcement date is March 5; legacy round key March 1 is retained.
Unaudited 12 month period ended 31 March 2024
Unaudited actual 12-month comparative; GBP thousands × 1,000. Published in 2025, after the valuation. The £880m headline covers 13 months and is excluded.
post-money the company’s valued at £4 billion ($5 billion)
£340 million ($430 million)
Unaudited 12 month period ended 31 March 2024
£'000
Revenue
834,831
Historical post-money / ttm revenue: 4.79×; valuation 2024-03-05 (GBP 4,000,000,000), revenue 2023-04-01–2024-03-31 (GBP 834,831,000); 26 days apart. Retrospective comparison; revenue may end or be published after valuation. Issuer-reported headline valuation. Exact held March round matched by the explicitly stated USD 430m funding. Economic announcement date is March 5; legacy round key March 1 is retained. Unaudited actual 12-month comparative; GBP thousands × 1,000. Published in 2025, after the valuation. The £880m headline covers 13 months and is excluded.
post-money the company’s valued at £4 billion ($5 billion)
£340 million ($430 million)
Unaudited 12 month period ended 31 March 2024
£'000
Revenue
834,831
Published on: 19 July 2024
Unaudited 12 month period ended 31 March 2024
£'000
Revenue
834,831
No cited disclosure recorded: named customer, ARR, count, B2B / B2C, go-to-market.
pre-money valuation of £3.6 billion ($4.6 billion)
£340 million ($430 million)
The held round is a catalog identity; a legacy month-start date is not an actual announcement date. Economic dates come from the cited documents. Pre-money is history only.
Historical post-money / actual annual or stated TTM revenue. Same currency; economic valuation date within 90 days of revenue period end, inclusive. No FX, ARR, annualized revenue, estimates or projections. Conflicts and ambiguous ties are withheld.
post-money the company’s valued at £4 billion ($5 billion)
£340 million ($430 million)
Unaudited 12 month period ended 31 March 2024
£'000
Revenue
834,831